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Business Finance

Running a business costs money. Whether you need to buy stock, invest in equipment, cover a refurbishment, or simply keep cash flow healthy — we help you find the right funding, fast.

Fast · Flexible · Lender-agnostic

Find funding that fits your business, not a rigid bank template

How we help

Traditional bank loans can take weeks, require mountains of paperwork, and often turn down perfectly good businesses simply because they don’t fit rigid criteria. We think there’s a better way.

At VOCO Tech Solutions Limited, we work with multiple lenders across the UK to find funding options that suit your business. We’re not tied to any single provider — we search across our panel and bring you offers that genuinely fit your situation, not just the ones that earn us the biggest commission.

The same agnostic approach as our card machines & payment solutions. We look at your business, understand what you need, and match you with the right product from the right lender.

The process is quick — most applications completed in under ten minutes. Depending on the product, you could have funds in your account within a matter of days.

Applications in under 10 minutes

Digital, API-driven, less paperwork, quicker decisions. Most merchants receive offers within 24–48 hours.


Already a merchant?

If you're an existing MWBS merchant, we can see your trading history — smoother applications and often better offers.

Our funding options

Merchant Cash Advance

Borrow a lump sum and repay automatically as a small, fixed percentage of your daily card sales. No fixed monthly repayments, no interest rates, no penalties for quiet weeks.

  • Repayments flex with your revenue
  • Borrow £5,000 – £200,000
  • Ideal for seasonal or fluctuating sales
  • Popular with restaurants, retail, salons, hospitality
Learn more

Capital On Tap

A flexible credit line rather than a one-off lump sum. Draw on it whenever you need — pay interest only on what you actually use.

  • Revolving credit facility
  • No interest on unused funds
  • Perfect for ongoing working capital
  • No need to re-apply for every cost
Learn more

Which option is right for your business?

It depends on how your business works and what you need the funding for.

  • Merchant Cash Advance: If you process a good volume of card payments and want a lump sum that repays itself through daily sales.
  • Capital On Tap: If you'd rather have a credit line you can dip into as and when, paying interest only on what you borrow.
Not sure which suits you best? Get in touch — we’ll walk you through your options based on your trading figures. No hard sell, no obligation, just honest advice.

“We search multiple lenders on your behalf and present you with the best available offers — you choose the one that works for you.”


Lender-agnostic · Fast decisions · One point of contact

Why arrange funding through VOCO Tech Solutions?

Lender-agnostic

We search our panel, you choose the best option — we don’t push one provider.

Fast & digital

API-driven applications, less paperwork, decisions in 24-48 hours.

We know your business

Existing merchants benefit from smoother applications using trading history.

One point of contact

Our team manages the process — you don’t need to deal with lenders directly.

Ready to explore your funding options?

Getting started takes just a few minutes. Fill out our enquiry form or give us a call.

No lengthy applications · No waiting around · Straightforward funding that works around you

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What Our Clients Say

★★★★★

"VOCO Tech Solutions transformed how I manage my finances. My portfolio has grown by 22% in just 18 months. Incredible service!"

Alex MorganEntrepreneur
★★★★★

"The retirement planning team at VOCO Tech Solutions gave me total peace of mind. Professional, responsive, and results-driven."

Sarah PatelMarketing Director
★★★★★

"Switched from our old firm and couldn't be happier. Their tax advisory alone saved us thousands in the first year."

James LiuBusiness Owner

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